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Cancellation Policy

Seminars And Workshops

After you have registered for a course, we consider your registration to be a firm commitment for you to attend. Last-minute participant substitutions are difficult to arrange, although we understand emergency situations may arise that will affect your attendance to programs offered by Spear. We have established the following policy in case of course cancellation:

  • If cancellation is made over 90 days before the program date, 50% of the tuition, less the non-refundable deposit, is eligible for refund, or 100% of the tuition is transferrable to another program/date.
  • If cancellation is made within 90 days prior to the program date, the entire tuition is non-refundable and non-transferrable.
  • Any refunds issued within the guidelines of the Spear cancellation policy will incur a 6% nonrefundable fee.

In addition, Spear reserves the right to cancel or reschedule events as necessary. In such a case, tuition or deposit may be refunded in full or transferred to a future seminar or course. In no event shall Spear be liable for any cancellation or change penalties assessed by an airline or hotel as a result of course date changes or cancellation.

Spear Online

Thirty-Day Money-Back Guarantee Program: For a limited time, Spear will allow you to cancel your subscription to Spear Online service for any reason, and to obtain a full refund of all amounts you have paid for that service (through a credit to the credit card you used), as long as you notify Spear of your cancellation no later than midnight, Mountain Standard Time, on the thirtieth (30th) day following the date of your original payment for that service. You must notify Spear of such cancellation by visiting You may exercise this cancellation and refund right only one (1) time in any twelve (12) month period. Spear may cancel this money-back guarantee program at any time upon notice posted on the Website or by revision to the User Agreement; provided, however, that in such case your right to cancel your subscription to the Spear Online service, and to obtain a refund, for any subscription purchased before the date of such cancellation notice from Spear shall not be affected.

Faculty Club

Once payments have been received and processed, Faculty Club membership is activated for 12 months and fees are non-refundable.

Study Club

Once payments have been received and processed, Study Club membership is activated for 12 months and fees are non-refundable.

NOTE: Any and all refunds issued by Spear will incur a 6% fee.